ANNUAL REPORT [2011-12]

State Bank of India's ANNUAL REPORT for the year 2011-'12 has been published below, you can click on the individual titles of the Annual Report listed below:

1

Cover page 1

2

Cover page 2

3

Notice, SBI Group Structure, Contents

4

Ratings, Financial Highlights for 10 years, Performance & Highlights, Central Board of Directors, Committees of the Board, Members of Central Management Committee & the Bank's Auditors

5

From the Chairman's Desk

6

Directors Report

Economic Backdrop & Banking Environment, Financial performance, Global Market Operations, Corporate Banking Group, Mid Corporate Group, National Banking Group

7

Directors Report

National Banking Group (Contd.), International Banking Group, Customer Service Quality Initiatives, NPA Management, Corporate strategy & New Business, Financial inclusion, Information Technology

8

Directors Report

Information Technology(Contd.), Risk Management & internal controls, Business Process Re-engineering, Human resources, Official language, Compensation Policy for deficiency in service, Bank's Outsourcing Policy

9

Directors Report

Corporate Social Responsibility, Associates & Subsidiaries, RTI Act, Responsibility Statement, Acknowledgement

10

Directors Report

Corporate Governance

11

Balance Sheet, Profit & Loss Account, Cash Flow Statement and Report of the Auditors of State Bank of India

12

Balance Sheet, Profit & Loss Account, Cash Flow Statement and Report of the Auditors of State Bank Group (Consolidated)

13

New Capital Adequacy Frame work (Basel II) Pillar  III (Market Discipline) Disclosures

14

Proxy form, Attendance Slip, NECS Mandate Form, Appeal for receiving Annual report in electronic form

15

Cover page 3

16

Cover page 4