Responsive

At SBI, customer-centricity is of paramount importance, and we have a proactive and flexible approach to meet the changing financial demands of our customers. We employ cutting-edge technology and new solutions to offer seamless and efficient banking experiences, keeping our finger on the pulse of market developments. We aspire to surpass expectations and establish long-term relationships with our valued clients by providing responsive customer service, multi-channel accessibility, and customised solutions.

Responsible

We adhere to the highest standards of corporate governance, ethics, and openness while operating with uncompromising integrity. To limit risk and safeguard the interests of our stakeholders, we comply with regulations and employ responsible lending practices. In addition to this, we promote environmental responsibility by sponsoring initiatives with favourable social and environmental benefits. Our committment to corporate social responsibility helps strengthen communities, allowing for inclusive growth and societal progress.

Resilient

We have always stood resolute in the face of challenges, fortified by a robust framework, that ensures resilience across operations. We maintain a strong capital base, diligent risk management practices, and diversified business portfolios to withstand market fluctuations. Our strategic focus on digital transformation equips us with the agility to adapt swiftly to changing landscapes, ensuring uninterrupted banking services and fostering financial stability.

SBI at a Glance
Redefining Banking For More Than Two Centuries

Over the period of more than 200 years, we have been able to cement SBI's position as the largest bank in the country. We have been able to successfully redefine the banking landscape in India through the introduction of various industry-first products and services for all our customer segments.

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We are India’s
largest bank
We serve 48+ Crore customers
We have a user base of 6.07+ Crore on our digital application - YONO
Values

Service

Transparency

Ethics

Politeness

Sustainability

Vision

Be the Bank of Choice for a Transforming India

Mission

Committed to providing Simple, Responsive and Innovative Financial Solutions

LEADING THE WAY*
0
TOTAL BRANCHES
0
ATMs AND ADWMs
0
CSPs
0%
MARKET SHARE OF DEPOSITS
0%
MARKET SHARE OF ADVANCES
0%
MARKET SHARE OF ATMs
0%
MARKET SHARE OF DEBIT CARD SPENDS
0%
MARKET SHARE IN REMITTANCES
0%
MARKET SHARE IN MOBILE BANKING TRANSACTIONS IN VALUE

*As on 31st March 2023

ESG HIGHLIGHTS
0 MW
CAPACITY OF RENEWAL ENERGY PORTFOLIO
US$ 0 Billion
CONCLUDED THE LANDMARK SYNDICATED SOCIAL LOAN
`0 Crore
VALUE OF RENEWABLE ENERGY (RE) PROJECTS SANCTIONED
B
CARBON DISCLOSURE PROJECT RATING IN 2022
0
EV CHARGERS INSTALLED
0
GREEN BUILDING CERTIFICATIONS
0+ Lakh
TREES PLANTED IN FY2023
0
EMPLOYEES WITH DISABILITIES
~0 Lakh
CSR BENEFICIARIES
Chairman’s Message
Bank of Choice
Today and Tomorrow

Dear Shareholders,
It gives me immense pleasure to place before you the highlights of your Bank's performance during FY2023. Details of the achievements and initiatives taken by your Bank are provided in the Annual Report for FY2023. Dinesh Kumar Khara

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Products and Services
Diversified Portfolio
Catering to Everyone
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At SBI, our focus has always been on ensuring to offer a wide range of banking products and services to all our customer segments. Through our various branches and outlets, joint ventures, subsidiaries and associate companies, we are able to meet the requirements of all our customers.

Personal
Banking

#1

HOME LOAN PROVIDER IN INDIA

Rural
Banking

#1

LENDER TO FARMING AND AGRICULTURAL ACTIVITIES IN INDIA

International
Banking Group

1st

INDIAN BANK TO EXPAND ITS PRESENCE GLOBALLY

SME
Banking

19 Lakh

TOTAL SME CUSTOMERS

Corporate
Banking

One Stop Solution

FOR FINANCIAL SERVICES AND PRODUCTS TO TOP-RATED CORPORATES AND THEIR FOREIGN ASSOCIATES AND SUBSIDIARIES

Government
Banking

#1

MARKET SHARE IN CENTRAL GOVERNMENT BUSINESS

Responsible Approach
Awards and Recognitions
Getting Rewarded
for our Endeavours

IBA 18th Annual Technology Award 2022

Awarded “Best Performing Bank under CLSS” from Government of India, Ministry of Housing & Urban Affairs under PMAY-U Awards-2021: 150 Days Challenge”

Awarded “Special Jury Award for Consistent Transformation" from BT-KPMG Best Banks & Fintechs Awards 2022

Awarded "India’s Best Annual Report Awards-2022"

Awarded “Best Security Awareness Award” and “Best Security Operations Centre of the year” from NASSCOMDSCI Excellence Awards 2022

Awarded "The Best Bank Award 2022" from Global Finance Magazine

ET BFSI Best Brands 2022 and ET BFSI Best Brands 2023

ICAI awards for excellence in financial reporting for year 2021-22 Gold Shield, category I – Public Sector Banks

SBI SHINES GOLD. Honoured With 3 Gold Awards at ET Human Capital Awards Ceremony.

Awarded “Issuer of the Year - Private Placement” at the 5th National Summit & Awards on Corporate Bond Market 2022 by the Associated Chambers of Commerce and Industry of India (ASSOCHAM)

ET HR World Future Skill Awards: Awarded Gold under the category ‘Best Learning Management System’ for Gyanodaya - “e-learning” and askSBI, and the Silver under the category “High Impact Certification Program” for Role Based Certifications