A) . Interest Rate (w.e.f. 05.10.2015)
20 bps above the BR i.e. 9.50% p.a.
45 bps above the BR i.e. 9.75% p.a.
65 bps above the BR i.e. 9.95% p.a.
25 bps above the BR i.e. 9.55% p.a.
50 bps above the BR i.e. 9.80% p.a.
70 bps above the BR i.e. 10% p.a.
B. Present EMI
Rs 856(per lac for 30 years period @ 9.70% p.a. for women borrowers)
C. Processing Fee (w.e.f. 01.04.2014)
D. Prepayment Penalty
Loan up to Rs.20 lacs10%
Loan above Rs 20 lacs to 75 lacs - 20%
Loan above Rs. 75 lacs25%
F. Maximum Period of Loan
G. Any advance EMI recovery (at the time of disbursement of Loan)
H. Remarks : CNBC Awaaz Best Home Loan Provider Award 2012
SBI Home Loans has been voted as the most consumer friendly by the public across the country.
(The terms and conditions of the Loan are subject to change without notice)
For SBI Online Home Loan Application click here