To finance commission agents against their receivables of farmers.

Who is eligible for the loan?

Commission agents with valid license from the market yard/Board and who are in business for the last 3 years. Only commission agents having receivables from farmers and functioning in rural and semi urban markets /mandis.

Loan amount

Maximum of Rs 50 lacs in the form of cash credit.

Documents you need to provide
  • Statement of book debts (not more than 6 months)

  • Land records of the security offered

  • Commission agent license

  • Audited balance sheet

Disbursement of the loan

60 % of the book debt is given as loan directly in cash.


Hypothecation of the receivables and the movable assets, including stocks, if any Collateral: for loan upto Rs 25 lacs ; Mortgage of residential / commercial property (other than agricultural property) worth at least 1.5 times of the advance sought belonging to either the applicant or a guarantor.

For loans above Rs 25 lacs : Mortgage of residential / commercial property worth 2 times of the advance value.

How do you repay?

The loan amount is to be repaid at the end of cropping and marketing season within a period of 6 months.

How to apply for this loan?

You may contact our nearest branch or even talk to the marketing officers visiting your village.