KISAN CREDIT CARD (KCC)
To provide timely and adequate credit to farmers to meet their production credit needs (cultivation expenses) besides meeting contingency expenses, and expenses related to ancillary activities through simplified procedure facilitating availment of the loans as and when needed.
Who are eligible for the loan?
Disbursement of the Loan
As per the cultivation requirements of the crop, the loan will be disbursed in cash.
(1st April to 30th September) - 31st Jan
Rabi crop (mono)
(1st October to 31st March) - 31st July
Double /Multiple Crops
(Kharif & Rabi seasons) - 31st July
Long term Crops
(All round the year) - 12 months (from the date of first disbursement)
Borrowers are required to route their farm proceeds or other credits into the KCC account, with a minimum of loan amount plus interest and other charges, if any, within the repayment due date.
How to apply for the loan
Applicant may contact our nearest branches engaged in agricultural advance or even talk to the marketing officers visiting village.