To extend finance to farmers for paying off loans taken from non-institutional lenders (e.g. money lenders etc.) and to enable such farmers in distress, meet their crop production needs.

Who are eligible?

All existing farmer borrowers as well as other farmers in the operational area of the branch.

Loan amount

The scheme will be for farmers owning land  existing or prospective. The quantum of loan granted shall be 100% if the debt is on account of cultivation or agri activity, with a maximum of Rs 1,00,000/. Additionally loan for crop production will be sanctioned under Kisan credit card.

Documents you need to provide
  • Stamped, notarized Affidavit, as per Bank format

  • A letter from the lender confirming the facts in the Affidavit


All the existing security available with the bank should be extended to cover the loan under the proposed scheme also. Charge over assets and documents pledged / mortgaged with the moneylenders, non-institutional lender etc .after the dues of the money lenders / non-institutional lenders are cleared. Collateral security by mortgage / charge on agriculture property shall be taken for this loan.

How to repay the loan

The loan is repayable in half yearly / yearly installments in 3 to 5 years.

How to apply for this loan

You may contact our nearest branch or even talk to the marketing officers visiting your village.