SBI FINANCIAL HIGHLIGHTS: PAST 5 YEARS

STATE BANK OF INDIA - FINANCIAL HIGHLIGHTS 2010-2014
Table I
Rs. in Billion FY 2010 FY 2011 FY 2012 FY 2013 FY 2014

Deposits

8041.16

9339.33

10436.47

12027.40

13944.09

Advances

6319.14

7567.19

8675.79

10456.17

12098.29

Investments

2957.85

2956.01

3121.98

3509.27

3983.08

Total Assets

10534.13

12237.36

13355.19

15662.61

17922.35

Interest Income

709.94

813.94

1065.21

1196.57

1363.51

Interest Expenses

473.22

488.68

632.30

753.26

870.69

Net Interest Income

236.71

325.26

432.91

443.31

492.82

Non-Interest Income

149.68

158.25

143.51

160.35

185.53

Total Operating Income

386.40

483.61

576.43

603.66

678.35

Staff Expenses

127.55

144.80

169.74

183.81

225.04

Overhead Expenses

75.64

85.35

90.95

109.04

132.22

Total Operating Expenses

203.18

230.15

260.69

292.84

357.26

Operating Profit

183.20

253.36

315.74

310.82

321.09

Total Provisions

91.55

170.71

198.66

169.77

212.18

Net Profit

91.66

82.65

117.07

141.05

108.91

STATE BANK OF INDIA -FINANCIAL HIGHLIGHTS-2010-2014 (IN US $)
Table II
(In US $ Billion) FY 2010 FY 2011 FY 2012 FY 2013 FY 2014

Deposits

179.09

209.42

205.14

221.56

232.73

Advances

140.74

169.69

170.53

192.62

201.92

Investments

65.88

66.26

61.37

64.65

66.48

Total Assets

234.61

274.41

262.51

288.53

299.13

Interest Income

15.81

18.25

20.94

22.04

22.76

Interest Expenses

10.54

10.96

12.43

13.88

14.53

Net Interest Income

5.27

7.29

8.51

8.16

8.23

Non-Interest Income

3.33

3.55

2.82

2.95

3.10

Total Operating Income

8.60

10.84

11.33

11.11

11.33

Staff Expenses

2.84

3.25

3.34

3.39

3.76

Overhead Expenses

1.69

1.91

1.78

2.01

2.20

Total Operating Expenses

4.53

5.16

5.12

5.40

5.96

Operating Profit

4.07

5.68

6.21

5.71

5.37

Total Provisions

2.03

3.83

3.90

3.12

3.54

Net Profit

2.04

1.85

2.30

2.59

1.82

STATE BANK OF INDIA - KEY FINANCIAL INDICATORS
Table III
KEY FINANCIAL INDICATORS (%) FY 2010 FY2011 FY 2012 FY 2013 FY 2014

ROA

0.88

0.71

0.88

0.97

0.65

ROE

14.84

12.84

16.05

15.94

10.49

EPS(Rs.)

144.37

130.16

184.31

210.06

156.76

BVS(Rs.)

973

1014

1215

1395

1503

Dividend Payout Ratio

20.78

23.05

20.06

20.12

20.56

Cost/Income Ratio

52.59

47.60

45.23

48.51

52.67

Capital Adequacy Ratio

(Basel I)

(Basel II)

(Basel III)

 

12.00

13.39

 

 

10.69

11.98

 

 

12.05

13.86

 

 

11.22

12.92

 

 

 

12.96

12.44

Cost of Deposits

5.80

5.26

5.95

6.29

6.35

Yield on Advances

9.66

9.56

11.05

10.54

10.30

Yield on Resources Deployed

6.52

7.02

7.51

7.54

7.65

Net Interest Margin

2.66

3.32

3.85

3.34

3.17

Gross NPA Ratio

3.05

3.28

4.44

4.75

4.95

Net NPA Ratio

1.72

1.63

1.82

2.10

2.57

Provision Coverage (Excl AUCA)

44.36

51.25

60.13

57.11

49.52

Including AUCA

59.23

64.95

68.10

66.58

62.86

SUMMARY OF STATE BANK OF INDIA'S BALANCE SHEET
Table IV
(Rs. in billion) MARCH 2010 MARCH 2011 MARCH 2012 MARCH 2013 MARCH 2014

CAPITAL & LIABILITIES

 

 

 

 

 

Capital

6.35

6.35

6.71

6.84

7.47

Reserves & Surplus

653.14

643.51

832.80

982.00

1175.36

Deposits

8041.16

9339.33

10436.47

12027.39

13944.09

Borrowings

1030.12

1195.69

1270.06

1691.83

1831.31

Other Liabilities & Provisions

803.37

1052.48

809.15

954.55

964.12

Total ASSETS

10534.14

12237.36

13355.19

15662.61

17922.35

Cash & balances with Reserve Bank of India

612.91

943.95

540.76

658.30

849.56

Balances with banks and money at call & short notice

348.93

284.79

430.87

489.90

475.94

Investments

2957.85

2956.01

3121.97

3509.27

3983.08

Advances

6319.14

7567.19

8675.79

10456.17

12098.29

Fixed Assets

44.13

47.65

54.67

70.05

80.02

Other Assets

351.13

437.78

531.13

478.92

435.46

Total

10534.14

12237.35

13355.19

15662.61

17922.35

Contingent Liabilities

5484.46

7304.85

8326.05

9263.79

10173.30

Bills for Collection

479.22

599.05

669.60

666.40

740.28

SUMMARY OF STATE BANK OF INDIA'S BALANCE SHEET
Table V
(In US $ billions) MARCH 2010 MARCH 2011 MARCH 2012 MARCH 2013 MARCH 2014

APITAL & LIABILITIES

 

 

 

 

 

Capital

0.14

0.14

0.13

0.13

0.12

Reserves & Surplus

14.55

14.43

16.37

18.09

19.62

Deposits

179.09

209.43

205.14

221.56

232.73

Borrowings

22.94

26.81

24.96

31.16

30.57

Other Liabilities & Provisions

17.89

23.60

15.90

17.58

16.09

Total

234.61

274.41

262.51

288.53

299.13

ASSETS

 

 

 

 

 

Cash & balances with Reserve Bank of India

13.65

21.17

10.63

12.13

14.18

Balances with banks and money at call & short notice

13.65

21.17

8.47

9.02

7.94

Investments

65.88

66.29

61.37

64.64

66.48

Advances

140.74

169.69

170.53

192.61

201.92

Fixed Assets

0.98

1.07

1.07

1.29.

1.34

Other Assets

7.82

9.82

10.44

8.82

7.27

Total

234.61

274.41

262.51

288.53

299.13

Contingent Liabilities

122.15

163.80

163.66

170.65

169.80

Bills for Collection

10.67

13.43

13.16

12.27

12.35

STATE BANK OF INDIA MARKET RELATED RATIOS
STATE BANK OF INDIA MARKET RELATED RATIOS
MARKET RELATED RATIOS MAR 10 Mar11 Mar 12 Mar 13 MAR 14

Market Price (Rs) (as on last day of the year/quarter)

2079

2768

2096

2073

1918

Price to Book Ratio (%)

2.14

2.73

1.73

1.49

1.28

Market Capitalization (Rs in Billion)

1319.92

1757.63

1406.74

1417.83

1420.17

Earning Per Share ( Rs)

144.37

130.16

184.31

210.06

156.76

P/E Ratio (%)

14.40

21.27

11.37

9.87

12.24