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Particulars

SBI Gold - MasterCard

SBI Gold - VISA

1

Main Eligibility

Average quarterly balance of Rs.50,000 in deposit accounts

Average quarterly balance of Rs.50,000 in deposit accounts

2

Daily Cash

Withdrawal Limit at ATMs

Rs.50000/$ 1000

Rs.50000/$ 1000

3

Daily purchase limit at Merchant

Establishments/Point of Sales/Internet

Merchant Establishments

Rs. 2 Lacs

Rs. 2 Lacs

4

Mode of Operation

PIN on ATM, Signature at ME/PoS

PIN on ATM, Signature at ME/PoS and Verified by Visa password on Internet Merchant Establishments

5

Annual maintenance Fee

NIL

NIL

6

Complementary Insurance

Rs.2 lacs (accidental death only) and Rs. 5,000 on purchase protection

Rs.2 lacs (accidental death only) and Rs. 5,000 on purchase protection

7

Loyalty Points

1 loyalty point equivalent to Re.0.25 on each purchase of  Rs. 100 convertible

into cash back at quarterly

intervals

1 loyalty point equivalent to Re.0.25 on each purchase of  Rs. 100 convertible into cash back at quarterly intervals

8

Cash Withdrawal & balance enquiry fee other than SBI ATMs

Free at ATMs under Bilateral arrangements and Rs. 50 & Rs. 12/- respectively + Service tax on others

Free at ATMs under Bilateral arrangements and Rs. 50 & Rs. 12/- respectively + Service tax on others

9

Immediate Credit on Outstation Cheques

Rs. 20,000/-

Rs. 20,000/-

11.

Visa Money Transfer (VMT)

Not Available

Transfer of money from any ATM Debit Card issued by the bank to another VISA ATM Debit / credit card issued in India by the Bank / other Banks using their ATM PIN at ATMs. Active INB users through www.onlinesbi.com using their ID and password upto Rs. 50,000.00 per transaction. *The charges applicable are Rs. 20.00 + service charge per transaction.

12.

Verified by Visa (VbV)

Not available

By registering to the facility the VISA Gold International Debit cards holders can securely carry out e-commerce transactions on VbV enabled websites. It is mandatory for the Card holders to register for the facility for carrying out e-commerce transactions on VbV enabled Internet merchants. 

11

Other facilities

Wide range of Discount on shopping, entertainment and leisure, and purchase etc.

Visa Bill pay, Mobile Top Up, Virtual cards solution for e-commerce and wide range of Discount on shopping, entertainment and leisure, and purchase etc.


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