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HOME LOANS - INTEREST RATES
With effect from 20.12.2013
CAR LOANS
EDUCATION LOAN SCHEME
LOANS AGAINST SHARES / DEBENTURES / BONDS
OTHER SCHEMES
LOANS AGAINST GOLD ORNAMENTS, MORTGAGE OF PROPERTY
LOANS AGAINST NSCs /RBI RELIEF BONDS / KVPs / IVPs / SURRENDER VALUE OF SBI LIFE / LIC / SBI MAGNUMs ETC.
SBI CAREER LOAN



HOME LOANS - INTEREST RATES
With effect from 20.12.2013

For Women Borrowers

                                                         w.e.f. 20.12.2013

Loan Amount

Spread over the Base Rate

(Base Rate: 10%)

Effective Rate

 

Upto Rs. 75.00 lacs

10 bps above the Base Rate

 10.10 % p.a.

Above Rs. 75.00 lacs 

25 bps above the Base Rate

 10.25% p.a.

No Fixed Rate option will be available in any limit brackets.

 

      i.        The woman should be the sole applicant or first co-applicant of Home Loan and also

 

     ii.        The property proposed to be financed should be either in the sole name of the woman borrower or she should be the first owner in case of joint ownership

 

For other Borrowers

                                                         w.e.f. 20.12.2013

Loan Amount

Spread over the Base Rate

(Base Rate: 10%)

Effective Rate

 

Upto Rs. 75.00 lacs

15 bps above the Base Rate

 10.15 % p.a.

Above Rs. 75.00 lacs 

30 bps above the Base Rate

 10.30% p.a.

No Fixed Rate option will be available in any limit brackets.




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