Smart Current Account - Business
Smart Current Account
Features , Benefits and Advantages
- MAB : Rs. 25000/-
- Free Monthly Cash Deposit limit : Free Cash Deposit- NIL Card rates will be applicable for cash deposit. Currently: ₹0.75 per ₹1,000/- + GST Minimum ₹50/- + GST Maximum ₹20,000/- + GST
- Maximum Cash Deposit Limit at Non- Home Branch : Rs. 2 Lakhs per day
- Cheque Book facility : Not allowed
- Mode of Collection : Cash, Cheque, Draft RTGS, NEFT, IMPS, Payment Gateway etc.
- Collection through Insta Deposit Card : Allowed
- ATM : Not allowed
- INB : View rights only
- Payment of cash : Not allowed
- ECS Debit Mandate : Not allowed
- Bulk Debit transactions : Not allowed
- Issuance of DD/BC on customer request : Not allowed
Charges
- Charges for Non-maintenance of Minimum MAB : Rs.500 + GST per month
- Annual Account Keeping Applicable : As per card rate
- SMS Alerts : As per card rate
- All other Charges applicable : As per card rate
- Statement of account on email Allowed Settlement of fund from Collection Current Account to Main Account: Settlement of funds will be done through either End of Day sweep facility to Main Account or home branch will make RTGS/NEFT to main account.
Last Updated On : Monday, 27-09-2021

Interest Rates
2.70% p.a.
less than Rs.10 Cr. w.e.f 15.10.22
3.00% p.a.
Rs.10 Cr. and above w.e.f 15.10.22
2.70% p.a.
Balance below Rs. 10 crs
3.00% p.a.
Balance Rs. 10 crores and above
Current Account
Limited Time Offers - Unlimited Joy

Criteria
- Features
- Eligibility
- Terms and Conditions

Interest Rates
2.70% p.a.
less than Rs.10 Cr. w.e.f 15.10.22
3.00% p.a.
Rs.10 Cr. and above w.e.f 15.10.22
2.70% p.a.
Balance below Rs. 10 crs
3.00% p.a.
Balance Rs. 10 crores and above