Launched on 16-03-2019, YONO Cash is a unique feature available in the YONO platform (both on the App as well as the online portal). It enables an account holder to withdraw money instantly from any of the SBI ATMs and most of SBIs Merchant POS terminals or Customer Service Points (CSPs) within India without using any physical card or filling up any physical withdrawal slip.
The YONO user simply needs to login to the YONO platform and use the YONO Cash feature to generate a reference number and create a dynamic PIN for the cash withdrawal. Customer can then use the same to complete the transaction and withdraw/obtain the cash from any of the channels i.e. ATM, POS terminal or CSP.
The solution is unique because of multiple reasons.
It is Convenient: It enables customers to withdraw cash from ATMs, POS or CSPs even if they forget their wallets at home and only carrying their phone. The YONO Cash transactions are counted over and above the ATM withdrawal
It is environment friendly: Total elimination of plastic cards
It is Secure: Eliminates most of the risks associated with physical cards like no risk of shoulder surfing, no card trapping, no card skimming risk, no lost card/pin. The PIN is generated dynamically for every transaction.
Steps to be followed in the app
Login to the YONO App Using 6 Digit MPIN
On Home page click on the YONO Pay button and select YONO Cash
Click on the ATM option under YONO Cash
Select the debit account and enter the amount. Click on Next.
Create your YONO Cash PIN and click on Next
Review the transaction details, accept the Terms and Conditions and click on Confirm
YONO Cash Reference Number will be sent to your registered mobile number and email ID. It will be valid for 4 hours.
You can also view the Nearest YONO Cash Points.
Steps to be followed at the ATM
At the ATM, click on YONO CASH
Enter the YONO Cash Transaction Number received through SMS and email
Enter the Amount. Amount should be same as entered during generation of Transaction Reference Number.
Checksum are mainly used for validating the data/file integrity. It assures the receiver that data/files shared to them are not compromised.
YONO SBI - Active Application Checksum
Platform
App Version
SHA-1 Hash
Android
1.23.63
7587cf68ea82402464e8d73e8c58cb441a6d1f1c
Android
1.23.62
03990bcde051dc1b5dbc322e64291f4c57672ac6
Android
1.23.59
f51c310b9555f43ab33612aec9bed473a8fa8fec
iOS
1.23.63
97ebc71f9c4b68a46a536cbd69c72f9304f0a1cb
iOS
1.23.62
e4a7aef5acea705a7d6a834617fbed58b451db76
iOS
1.23.59
75c857662c609fd68a3233641006752aa46762e7
Benefits of Checksum:
Integrity of file content may be verified.
It can be verified that the file has not been changed by any unauthorized third party before or during transmission and the received file is complete and accurate in nature.
This acts as signature of file.
Disclaimer: Bank never shares the Mobile apps over Email, WhatsApp or SMS. Always download the SBI Mobile apps from Google Play Store (Android) or Apple App Store (iOS).
