Yono - Personal Banking
Last Updated On : Monday, 28-07-2025

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Link for providing suggestions: https://bhashini.gov.in/bhashadaan/en/homeLaunched on 16-03-2019, YONO Cash is a unique feature available in the YONO platform (both on the App as well as the online portal). It enables an account holder to withdraw money instantly from any of the SBI ATMs and most of SBIs Merchant POS terminals or Customer Service Points (CSPs) within India without using any physical card or filling up any physical withdrawal slip.
The YONO user simply needs to login to the YONO platform and use the YONO Cash feature to generate a reference number and create a dynamic PIN for the cash withdrawal. Customer can then use the same to complete the transaction and withdraw/obtain the cash from any of the channels i.e. ATM, POS terminal or CSP.
The solution is unique because of multiple reasons.
Steps to be followed in the app
Steps to be followed at the ATM
Checksum are mainly used for validating the data/file integrity. It assures the receiver that data/files shared to them are not compromised.
YONO SBI - Active Application Checksum | ||
---|---|---|
Platform | App Version | SHA-256 Hash |
Android | 1.24.26 | be054dbda4761d6e9c4e470b7aba417699a8d4b79aa14c2e0cadc2933c19a5e1 |
Android | 1.24.25 | 09e9f671cea2b65e9f5b98770c1b7d19df5173ba977a9aa3c4c0939a428a6ad5 |
iOS | 1.24.26 | 9581385638368b499de6d1233b18bffe845627a9a0442b30d2f6377f27057159 |
iOS | 1.24.25 | ed466bf63dd9fa080d171081c094e087ddaa74586e4f88ed05027366887d5fa3 |
Benefits of Checksum:
Disclaimer: Bank never shares the Mobile apps over Email, WhatsApp or SMS. Always download the SBI Mobile apps from Google Play Store (Android) or Apple App Store (iOS).
Last Updated On : Monday, 28-07-2025
for loan amount up to Rs. 2 lacs
for loan amount > Rs. 2 lacs up to Rs. 6 lacs
for loan amount up to Rs. 2 lacs
for loan amount > Rs. 2 lacs up to Rs. 6 lacs