Shri Prakash Chandra Kandpal is presently holding the position of Deputy Managing Director (Retail – Personal Banking & Real Estate), at State Bank of India. He joined State Bank of India as a Probationary Officer in 1987.

In the current assignment, Shri Kandpal is looking after the various Business Units in Retail Business & Operations Vertical, such as Personal Banking, Real Estate & Housing and Wealth Management BU & Premier Banking. He is also overseeing the functioning of Credit Monitoring and Customer Value Enhancement Departments. Prior to this, as DMD of SBI, Shri Kandpal was the Managing Director and Chief Executive Officer of SBI General Insurance Company Limited, responsible for the overall business plans, operations, budgets and strategic growth of the Company. Shri Kandpal held position of Chief General Manager and Head of Strategic Training Unit, at Corporate Centre, Mumbai.

During his career span of more than 35 years, Shri Kandpal has held various other important assignments and has wide experience in areas like Retail, IT, Human Resource, Overseas Operations and Subsidiaries of SBI. He was the General Manager, Network I, at Local Head Office, Mumbai. Prior to that, Shri Kandpal was the Chief Operating Officer at SBI Funds Management Limited, Mumbai.

Shri P.C. Kandpal is M.A. in Economics and holds Bachelor of Science (B.Sc.) degree. He also holds Master’s in Financial Management degree from JBIMS, Mumbai University. He is also a Certified Associate of Indian Institute of Bankers (CAIIB).

Mr. S. Salee, a post graduate in Applied Electronics, started his banking career in the year 1987 when he joined India’s largest Public sector Bank, State Bank of India as a Probationary Officer.

In a career span of more than 33 years, Shri Salee has handled various assignments, mostly in the Corporate A/c Group, handling large Corporates including the disparate groups of Reliance (Mukesh Group) and Essar Group. He also had two assignments in the International Banking group of SBI, first at New York, USA and later heading the Australian Operations based at Sydney. He has also had a retail stint managing the branches of Rajasthan & Western Uttar Pradesh for the bank and was involved in the merging of State Bank of Bikaner & Jaipur with SBI.

Presently he is the Dy. Managing Director (Stressed Assets Resolution Group) located at the Bank’s Corporate Centre in Mumbai.

Shri Rana Ashutosh Kumar Singh is presently holding the position of Deputy Managing Director (Transaction Banking & New Initiatives) with heading various Departments at the Corporate Centre, Mumbai. Shri Singh joined the Bank as a Probationary Officer on 1st August 1991 and his journey of 29 years, serving at various positions at different geographical locations in the Bank is exemplary.

He handled important assignments in various capacities in Retail Banking, Credit, Human Resources & International Banking. Before taking over the current assignment at the Corporate Centre, he was the Chief General Manager at Chandigarh Circle and prior to that, he was heading operations of the Bank in Germany as CEO of Frankfurt Branch.

He is a Certified Associate of Indian Institute of Bankers and holds an MBA (PGEMP) from S.P. Jain Institute of Management & Research, Mumbai. He has also attended Leadership Development Programme at Harvard Business School and Indian School of Business, Hyderabad

Mr. Srinivasa Rao is holding the position of Dy Managing Director and Chief Risk Officer (DMD & CRO) at State Bank of India. He joined State Bank of India in 1990, as Probationary Officer. He has worked in various areas viz. Risk, Credit and in Subsidiaries etc. during his tenure with the bank.

Mr Srinivasa Rao is Master of Science (Chemistry) and is Chartered Associate of Indian Institute of Bankers (CAIIB), Professional Risk Manager (PRM). He has also received Certificate in Risk and Financial Services from CISI London.

Prior to his elevation to the position of DMD. Mr Srinivasa Rao headed Risk Management Deptt at Corporate Centre, Mumbai. He was responsible for Managing Risk Management aspect of the Bank covering Credit, Market, Operational and Pillar II risks. He has been instrumental in developing a robust Risk Culture and skills in SBI through awareness and Trainings. He is a member of the Board of IACPM, New York.

Smt. Saloni Narayan joined the Bank as a Probationary Officer in the year 1988 and assumed the charge as Deputy Managing Director (Retail Business) on 23.11.2020. Prior to this, she was Deputy Managing Director (Chief Operating Officer) from June 2020.

She is looking after the various Business Units in Retail & Digital Banking Vertical, such as Personal Banking, Real Estate & Housing, SME and Wealth Management. Besides, she also oversees the functioning of Credit Monitoring and Customer Value Enhancement Departments. In the earlier assignment as DMD (COO), in addition to the above areas, she handled Operations Department in Retail & Digital Banking Vertical.

She has a rich experience of 32 years in multiple areas of Banking and has served at different centres in the country. After serving in various capacities in Patna Circle, she took over as DGM in SME Department at Corporate Centre. Subsequently, she became GM (Network II) in Mumbai Circle. Before her elevation to the grade of Deputy Managing Director, she was serving as Chief General Manager in Lucknow Circle.

Shri. R Viswanathan has over 34 years of banking experience, having started his career as a Probationary Officer with State Bank of India in 1987. He has held various positions both in India and overseas, across multiple functions, gaining wide exposure in Commercial and Investment Banking.

Prior to assuming charge as Dy Managing Director (Internal Audit) with effect from 1st July 2021, his roles included President & COO and Wholetime Director, SBI Capital Markets Ltd including Nominee Director in SBICAP Securities Ltd, SBICAP Ventures Ltd & SBICAP Trustee Co Ltd (from May ‘20 to June ‘21), Chief General Manager, Commercial Clients Group - South, SBI, Corporate Centre, Mumbai (Sep’18-May’20), CEO at SBI, New York (2013-18), and Regional Head, SBICAP, Bangalore (Oct’10-Mar’13).

During the period 1987 to 2010, he had held assignments spanning various facets of Consumer Banking and Credit Management such as Regional Manager (of a Network of Branches in National Banking Group), Head of Credit Processing Cell (Mid Corporate Group), Division Manager (Credit), Branch Head, apart from a stint in SBI Tokyo (1994-96).

He is a Post-Graduate in Mathematics and a Certified Associate of the Indian Institute of Bankers; he has also attended Executive Development Programs in IIM Lucknow, ISB Hyderabad and Harvard Business School, Boston.

Shri Om Prakash Mishra, a Post Graduate in Economics, joined State Bank of India on 2nd February 1987 in Patna Circle as a Probationary Officer.

In a career span of 34 years, Shri Mishra has served at various positions in different geographical locations, which includes inter alia Regional Manager at RBO, Muzaffarpur, DGM (B&O), at Bilaspur and Lucknow, Network General Manager in Guwahati and Delhi Circles, before being elevated as Chief General Manager and posted at Hyderabad Circle.

Shri Mishra is a Certified Associate of Indian Institute of Bankers and has also done a certification program in Commercial Credit (CICC) conducted by Moody’s.

Presently he is holding the position of Deputy Managing Director (HR) & CDO.

Shri Nitin Chugh is a career banker with an overall experience of nearly 29 years. After completing his B.Tech in Electrical Engineering from NIT, Kurukshetra in 1993, he spent his early professional career with HCL Limited and Modi Xerox before joining Standard Chartered Bank in 1998 in consumer banking. Subsequently he worked with HDFC Bank for over 18 years from 2001 to mid 2019, where he managed several leadership roles in retail banking. His last role was Group Head for Digital Banking where he oversaw the digital transformation of HDFC Bank from 2013 to 2019.

In 2019, Shri Nitin Chugh joined Ujjivan Small Finance Bank and took over as the MD & CEO from December 2019. He led the bank for 22 months during which the bank’s performance across all financial and non-financial metrics improved significantly. He was recognised as one amongst India’s top 50 CEOs during the time of the Covid crisis, by Great Place to Work Institute, in 2021. Ujjivan took steady strides in the areas of digital and technology during his term and came to be recognised widely in the banking Industry.

He is an accomplished industry leader and well regarded in digital banking. He has been in several important industry level committees. He is 50 years of age and in addition to being an engineering graduate, is also a postgraduate in management.