Stand-Up India Scheme - MSME Loan / SME Loan Government Schemes | SBI - Business
Stand-Up India
Stand-Up India Scheme Facilitates bank loans between 10 lakh and 1 Crore to at least one Scheduled Caste (SC) or Scheduled Tribe (ST) borrower and at least one-woman borrower per bank branch for setting up a greenfield enterprise.
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Stand-Up India
- Implementing Ministry : Department of Financial Services (DFS), Ministry of Finance
- Portal : https://www.standupmitra.in/
- Target Group : Scheduled Caste (SC) or Scheduled Tribe (ST) borrower and woman borrower
- Purpose : For setting up a new enterprise in manufacturing, trading, or services sector, allied activities by SC/ST/Women entrepreneur.
- Loan Quantum : Composite loan (inclusive of term loan and working capital) above 10 lakh and upto 100 lakh.
- Margin : The Scheme envisages 15% margin money which can be provided in convergence with eligible Central / State schemes.
- Repayment : The loan is repayable in 7 years with a maximum moratorium period of 18 months.
- ROI : EBLR+3.25% (9.15% + 3.25% = 12.40% with effect from 15.02.2023)
- Int Subvention : NIL
- Credit Guarantee : CGSSI – Max of 80%
Last Updated On : Monday, 20-11-2023

Interest Rates
2.70% p.a.
less than Rs.10 Cr. w.e.f 15.10.22
3.00% p.a.
Rs.10 Cr. and above w.e.f 15.10.22
2.70% p.a.
Balance below Rs. 10 crs
3.00% p.a.
Balance Rs. 10 crores and above
SME Government Schemes

Salient features of Loan Guarantee Scheme for Covid Affected Tourism Service Sector

Criteria
- Features
- Eligibility
- Terms and Conditions

Interest Rates
2.70% p.a.
less than Rs.10 Cr. w.e.f 15.10.22
3.00% p.a.
Rs.10 Cr. and above w.e.f 15.10.22
2.70% p.a.
Balance below Rs. 10 crs
3.00% p.a.
Balance Rs. 10 crores and above