Deposit Rates - Interest Rates

Domestic Term Deposits

• Domestic term deposits (Below Rs. 2 crore) interest rates revised w.e.f. 15.02.2023
• Domestic term deposits (Rs 2 crore and above) interest rates revised w.e.f. 15.02.2023
• Domestic term deposits interest rates for 10 years

• Interest Rate On Sarvottam (Non-Callable) Domestic Term Deposits w.e.f. 17-02-2023

MCLR

• Marginal Cost Of Funds Based Lending Rate (MCLR) With Effect From 15.05.2023
• Marginal Cost Of Funds Based Lending Rate (Historical Data)

EBLR

• External Benchmark based Lending Rate (EBLR) w.e.f 15.02.2023
• External Benchmark based Lending Rate (EBLR) : Historical Data

BPLR

• Benchmark Prime Lending Rate (BPLR) revised as 14.85% p.a. w.e.f. 15.03.2023.

• Benchmark Prime Lending Rate : Historical Data

Base Rate

• Base Rate revised as 10.10% p.a. w.e.f. 15.03.2023.

• Base Rate : Historical Data

P-Segment Advances

• Interest Rate P-Segment Advances

Penalty on Premature Withdrawal of Deposits

DOMESTIC RETAIL TERM DEPOSITS
REVISION IN PENALTY ON PREMATURE WITHDRAWALS WITH EFFECT FROM 01 ^ST APRIL 2017

The penalty on premature withdrawals of Domestic Retail Term Deposits effective from 01 ^st April 2017 as under:

• The interest shall be 0.50% or 1% below the rate applicable at the time of Deposits for the period Deposit has remained with the Bank or 0.50% or 1% below the contracted rate, whichever is lower.

• No interest will be paid on Deposits which remain for a period of less than 7 days.