Loan Against Securities And Consumer Durable Loans

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Loan Against Securities And Consumer Durable Loans

Loans Against Securities & Loan Against Bank Time Deposit (TDR/STDR) / FCNR(B) Deposit – Rate Of Interest (w.e.f. 15.12.2022)

I. Loans Against Securities

Scheme 1- year MCLR Spread over 1 year MCLR Effective Interest Rate
Loan against Shares, Mutual Funds & Dual Advantage Fund 8.30% 2.50% 10.80%
Loan against SGB 8.30% 2.00% 10.30%
Loan against NSC/ KVP/ RBI Relief Bond/ Surrender Value of SBI Life/ LIC/ SBI Magnum 8.30% 2.50% 10.80%

II. LOAN AGAINST BANK TIME DEPOSIT (TDR/STDR) / FCNR (B) DEPOSIT

Loan against Bank’s Time Deposits (Domestic) 1.00% over the rate of interest paid on the relative Time Deposits offered as security irrespective of the loan amount.
Loan against NRO Fixed Deposits 1.00% over the rate of interest paid on the relative Time Deposits offered as security irrespective of the loan amount.
Loan against NRE Fixed Deposits 1.00% over the rate of interest paid on the relative Time Deposits offered as security irrespective of the loan amount.
Loan against FCNR (B) Deposit 2.90% over 1 year MCLR (presently 1 year MCLR is 8.30%).

Last Updated On : Friday, 16-12-2022

Interest Rates

8.60%* p.a.

w.e.f. 26.01.2023

*T&C Apply.

 

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