Loan Against Securities And Consumer Durable Loans

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Loan Against Securities And Consumer Durable Loans

Loans Against Securities & Consumer Durables & Ecommerce Schemes – Rate Of Interest (w.e.f. 10.11.2019)

A. Loans Against Securities

Scheme 1 year MCLR Spread over 1 year MCLR Effective Interest Rate Reset Period
Loan against Shares, Mutual Funds & Dual Advantage Fund 8.00% 2.50% 10.50% 1 year
Loan against SGB 8.00% 2.00% 10.00% 1 year
Loan against NSC/ KVP/ RBI Relief Bond/ Surrender Value of SBI Life/ LIC/ SBI Magnum 8.00% 4.65% 12.65% 1 year
Loan against FCNR (B) Deposit 8.00% 2.90% 11.90% 1 year
Loan against Bank Time Deposit (TDR/STDR)/FCNR(B) Deposit
Interest Rate
Loan against Bank’s Time Deposits (Domestic) 1.00% over the rate of interest paid on the relative Time Deposits offered as security irrespective of the loan amount.
Loan against NRO Fixed Deposits 1.00% over the rate of interest paid on the relative Time Deposits offered as security irrespective of the loan amount.
Loan against NRE Fixed Deposits 1.00% over the rate of interest paid on the relative Time Deposits offered as security irrespective of the loan amount.

B. Consumer Durables & Ecommerce Schemes

Scheme
2 Year
MCLR
Spread over 2 Year MCLR
Effective Interest Rate with No Reset
DL for e-Commerce purchases 8.10%  7.50% 15.60%
SBI-Tatkal e-Personal Loan 8.10%  7.50% 15.60%

Interest Rates

8.15% p.a.

 

*T&C Apply.

 

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