Get Pre Approved Personal Loans on YONO Online in India | SBI - Personal Banking
Pre Approved Personal Loans on YONO
Having an account with SBI is more rewarding now! You can avail Pre-approved Personal loans instantly at your convenience on 24*7 basis through YONO app in just 4 clicks.
Presently, this loan is being offered to a category of customers who are pre-selected on certain parameters pre-defined by us.
Features
- Low Processing Fees
- Instant Loan Processing & Disbursement in just 4 clicks
- No physical documentation
- 24*7 availability through YONO
No branch visit
Eligibility
SMS “PAPL<space><last 4 digits of SBI Savings Bank Account No.>” to 567676 to check your eligibility
Please note that PAPL is an offer to selected customers and not an actual sanction, which will be available only after fulfilment of terms & conditions applicable thereof.
How to Avail
- Step 1: Login to YONO
- Step 2: Click on Avail Now
- Step 3: Select Tenure & Amount
- Step 4: Enter OTP -> Amount Credited
Last Updated On : Tuesday, 31-05-2022

Interest Rates
2.70% p.a.
less than Rs.10 Cr. w.e.f 15.10.22
3.00% p.a.
Rs.10 Cr. and above w.e.f 15.10.22
2.70% p.a.
Balance below Rs. 10 crs
3.00% p.a.
Balance Rs. 10 crores and above
Personal Loans Landing Page

Loans to Salaried Employees having salary accounts with SBI

Loans to Salaried Customers not maintaining Salary Account with us

Special Personal Loan for Salaried Customers with Monthly Income of Rs. 1 lakh & above

Digital Loans to Defence/ Government Salary Package customers

Criteria
- Features
- Eligibility
- Terms and Conditions

Interest Rates
2.70% p.a.
less than Rs.10 Cr. w.e.f 15.10.22
3.00% p.a.
Rs.10 Cr. and above w.e.f 15.10.22
2.70% p.a.
Balance below Rs. 10 crs
3.00% p.a.
Balance Rs. 10 crores and above